PayCertify is
Loaded With Features
Our proprietary Cash Management solution automates and streamlines your payables while putting up to 2% back to your pocket for any payments you run through us.
Process Payments
Address Verification Service Payments, Fraud Control
Address Verification Service (AVS) is a fraud prevention mechanism that helps limiting fraud and chargebacks by comparing if the address provided by the customer on their checkout process is associated with the cardholder’s credit card account and information on the bank's records.
3D-Secure Payments, Fraud Control
3D Secure is a fraud prevention feature that checks with banks and card brands if a transaction is likely to be fraudulent. Whenever you get back a negative fraud-propensity verdict, the liability is shifted from the merchant to the card issuer if that transaction later becomes a chargeback.
Level 2 Data Payments
ACredit card processing fits into levels: Level 1, 2 and 3. These levels are defined by how much information is provided to the processor when charging a card, and the more information is provided, the lower your costs are. We support Level 2 data including order identification numbers, tax information and destination data.
Manage Cash
Friendly Decline Messages Payments,
Whenever a transaction is performed, there are multiple parties involved in the decision process: the card issuer, processor, customer's bank and the list goes on. To reduce frustration around declines, we provide you friendly, human-readable messages to outline decline reasons.
Event-Based Logging Payments,
Managing the entire transaction lifecycle is complex; with that in mind, we never update transaction records, we only append new events to a transaction log. This way, it's easy for you to keep track and correlate every operation you ran within a single transaction context.
Multi-step charging Payments
Some business models require flexibility of when to actually settle the funds outstanding on a transaction authorization. We give you the ability to authorize a card and block its funds, and then capture and settle it afterwards, when it is convenient for you and your business.
Control Fraud
Statement Descriptors Payments
Some business structures are complex and involve a lot of different names, customer support phone numbers and DBAs. In order to have the right information on your customer's credit card statement, we give you the flexibility to fully customize what will be shown there.
Statement Descriptors Payments
Some business structures are complex and involve a lot of different names, customer support phone numbers and DBAs. In order to have the right information on your customer's credit card statement, we give you the flexibility to fully customize what will be shown there.
Statement Descriptors Payments
Some business structures are complex and involve a lot of different names, customer support phone numbers and DBAs. In order to have the right information on your customer's credit card statement, we give you the flexibility to fully customize what will be shown there.
Statement Descriptors Payments
Some business structures are complex and involve a lot of different names, customer support phone numbers and DBAs. In order to have the right information on your customer's credit card statement, we give you the flexibility to fully customize what will be shown there.
Statement Descriptors Payments
Some business structures are complex and involve a lot of different names, customer support phone numbers and DBAs. In order to have the right information on your customer's credit card statement, we give you the flexibility to fully customize what will be shown there.
Statement Descriptors Payments
Some business structures are complex and involve a lot of different names, customer support phone numbers and DBAs. In order to have the right information on your customer's credit card statement, we give you the flexibility to fully customize what will be shown there.
Statement Descriptors Payments
Some business structures are complex and involve a lot of different names, customer support phone numbers and DBAs. In order to have the right information on your customer's credit card statement, we give you the flexibility to fully customize what will be shown there.
Statement Descriptors Payments
Some business structures are complex and involve a lot of different names, customer support phone numbers and DBAs. In order to have the right information on your customer's credit card statement, we give you the flexibility to fully customize what will be shown there.
Statement Descriptors Payments
Some business structures are complex and involve a lot of different names, customer support phone numbers and DBAs. In order to have the right information on your customer's credit card statement, we give you the flexibility to fully customize what will be shown there.
PayCertify is here to help
And To Make Your Journey Easier
We understand your journey and we know how it can be full of possibilities. Each choice leads to a different path and having to make decisions at every turn can become exhausting. That's why PayCertify suite was designed to give you more practicality, with everything you need to keep going further in a modular and on-demand way. Try us out without commitment - and find out for yourself why we are the ideal solution for your business.